Shri Jyoti Multi-Purpose Souhard Sahakari Sangh Nyt., Examba
To safeguard the interests of the rural people and to make available good and qualitative products to the consumers, of our rural background at fair and reasonable prices, supermarkets (JYOTI BAZAAR) were established in the year 2002. In addition to providing basic amenities of daily use, medical & cloth stores were also established. India being a rapidly growing country, the Retail Sector is gaining importance in today's world. So with the intention and aim of providing all certified company products to rural people at affordable price this institution is putting in great efforts. We also purchase the products from various Self Help Groups and give them the much needed marketing platform. We even provide raw material required by them at affordable rates. This activity helps to increase employment opportunity and income source to the rural women. So, basically we provide these services through 13 supermarkets (Jyoti Bazaar), one medical and one cloth store one printing press one wholesale store. All Home Appliances are also made available through various outlets. As support to the Government of India's joint venture, Energy Efficiency Services Ltd., (EESL), LED bulbs, Tube lights and Fans are provided under the Ujala Scheme, through the Jyoti Baazar outlets at reduced rates. Consumers could avail these facilities. We have also opened one Printing Press unit to facilitate the rural public with cost efficient printing amenities, within their reach.
On the request of various village heads for opening credit sections, our Sahakari has opened 63 branches the remote areas of Belagavi,Bagalkot,Vijaypur,Gadag,Dharwad Districts to extend the services of credit co-operatives to the helpless villagers. Through these Credit sections, not only deposits, loans and advance facilities but also other product services with digital facilities are made available. Further, more Jyoti credit sections will be opened in future to facilitate small credits to the rural folks.
Core Banking and NEFT, RTGS:
Our society has also introduced core banking system in order to ensure better & speedier services in the different branches. With the co-operation of ICICI Bank we are able to provide to our members and customers NEFT/RTGS facility.
World Class Services:
In order to achieve financial security & with a view to increase non-banking revenue, it has become essential for co-operative societies to deal with other products in tune with the changing times. Our society is offering world class services to its members. Services available in urban areas like Insurances, Mutual Funds, Share Trading, Pan Card, Foreign Currency Exchange, Jyoti Micro Loan are made available. Apart from these Air, Rail, Bus Ticket Booking, At Par Cheques, Safe Deposit Locker , DTH and Mobile Recharge facility, Chariot World Tour Services etc., all these services are provided under one roof.